CFR Field Inspection | Accurate Insurance Consulting Home Services About FAQs Contact Start Your Claim Portal Login Internal — Field Inspectors Only CFR Field Inspection Sheet Cosmetic Damage Endorsement — Functional Impairment Assessment Form: HA 80 67 GE 07 16 / HA 80 78 GE 02 18 | Standard: Primary Function Tactile + raking-light evaluation required All photos in CompanyCam before submission Confidential work product — not for carrier distribution Inspection Submitted Dan, Ana, and Fannya have been notified. The report is in their inboxes. Claim Identification Insured Name * Claim Number * Loss Address * City / State / ZIP * Date of Loss * Carrier * Policy Number Endorsement Form * — select — HA 80 67 GE 07 16 HA 80 67 07 16 HA 80 78 GE 02 18 Other Inspecting Adjuster (AIC) * Inspection Date * CW File # Property & Material Identification Year Built Stories Approx. Siding Age (yrs) Manufacturer / Product Line Gauge (measured) — select — .019".024".027"Unknown — note Profile / Exposure Discontinuation Status Current production Discontinued — confirmed Discontinued — suspected Unknown — needs iTel WRB / House Wrap Status * Confirmed present Confirmed absent Not visible — unknown If absent: siding IS the primary weather barrier by default — strengthens functional argument. Coating Condition (pre-storm) — select — Good — minimal oxidation Moderate oxidation / chalking Heavy oxidation / chalking pre-existing Paint overcoat applied Prior Damage / Repairs Noted Elevation Survey — Siding System Inspection TACTILE REQUIREMENT: Run fingers across impact sites and lap seams. Apply raking light (Acebeam K75 horizontal beam across laps) to reveal dimples and coating breach invisible to eye-level inspection. Functional Impairment Findings Log Record each distinct finding. Every entry must connect to a functional category. Photo # must exist in CompanyCam before entering here. A — Coating Breach / Oxidation B — Seam / Lap / Lock Deformation C — System Component (J-ch / Corner / Starter) D — Substrate Exposed Soft-Metal Collateral Documentation Hail impacts to soft metals on the same elevations corroborate storm event. Document every item. Gutters — impacts present Downspouts — impacts / dents Pipe boots / vents — hail strikes Window sills / trim — impacts AC condenser fins — damage Painted wood trim — spatter / craters Fascia / soffit — impacts Mailbox / outbuilding soft metal Soft-Metal Notes (elevation, photo #, description) Siding System Component Checklist The endorsement applies the "primary function" standard to the siding SYSTEM — not just panel faces. Each component must be independently evaluated. Horizontal laps — engagement at lock Vertical seams — tightness J-channels — deformation at engagement Corner posts — impact / deformation Starter strips — engagement maintained Trim terminations — window / door wrap Mounting slots / nail hem — crack / split Factory coating — breach + oxidation Substrate / backing — exposed Wind displacement / lifted panels Photo Documentation — CompanyCam QC Address/property ID photo — first in set Each elevation — wide establishing shot Gauge measurement in frame (caliper) Raking-light photos — Acebeam K75 Coating breach with close-up — oxidation visible Every system component (J-ch, corner, starter, seams) Soft-metal corroboration — same-elevation Chalk marks chalked & photographed — then removed Debris-cleared siding photos WRB / house wrap condition if visible Roof — hail spatter on pipe boots & vents No flat-panel-face-only dents without functional connection CompanyCam Project URL Total Photos Taken Roof & Collateral — Summary Shingles — hail impacts Mat fracture / bruising Pipe boots — hail spatter Ridge cap — impacts Flashing — impacts / deformation Skylights — cracked / pitted Roof Notes Carrier & Prior Inspection Intelligence Carrier Adjuster Name Carrier Inspection Date Third-Party Inspector — none / unknown — SeekNowEFI GlobalEnvistaDonanHAAGOther Carrier Denial Basis Cosmetic only Mechanical / pre-existing No covered damage Mixed / unclear Carrier Inspection Methodology Visual only — no tactile Chalk marks used System components evaluated Raking light used Specific Carrier Language / Arguments to Rebut Known tactics: "Barrier to elements" reductionism (Kirby); repair/no-match clause post-functional-finding (Nichols); shifted denial basis after AIC evidence (Kim/Adams); 24-minute turnaround = predetermined. Note if present. CFR Argument Lane Assignment Lane A — Displacement / functional impairment direct Lane B — Process / methodology failure Lane C — Interpretation-dependent / barrier theory Cross-claim precedent available (Castro / Morgan) Same adjuster paid another AIC claim Discontinued product — iTel needed/completed Carrier file reopened (migration precedent) D/R/R Round for This Inspection — select — Round 1 — initial submission Round 2 — after first denial response Round 3 — after second denial response Appraisal demand Field Assessment & Recommended Next Step Siding Verdict * Functional damage present Cosmetic only Inconclusive Roof Verdict Functional damage Cosmetic only Not in scope Recommended Next Step * CFR photo report + rebuttal Supplement request Appraisal demand iTel order first Inspector Summary Notes Certification Inspector — Printed Name * License # Date * Please fill in all required fields. Submit Inspection Report Submitting... Confidential work product — Attorney-Client privilege may apply. For internal field use only.
